Why Cases Aren't as Simple as You May Think

Some people get caught up in the "Do it Yourself" movement and decide to represent themselves in a divorce.  After all, how hard can it be? They're thinking:  Texas is a 50-50 property state, so you divide everything equally.  Then you use standard visitation and child support guidelines. You just write down what you want and the Judge will straighten out any problems and then grant the divorce.

Now, back to reality. Life is complicated.  The more assets you have, the more important it is to use a lawyer for a divorce.  If there are children, there are many important issues other than child support and visitation.  Judges don't fix your mistakes.

Here are some issues you may need to consider.

1.  There are parental rights, powers and duties that have to be allocated between the parents.  Some can be shared, some might work with consultation between the parents, some might need a tie-breaker if the parties can't agree, and others are usually controlled by just one parent. These can decide the outcomes of some very important issues.  You need knowledgeable guidance on them.

2.  There are many different variations in the possession (visitation) schedules for the kids.  You have to come up with something that both parents accept and use language that is specific enough to be enforceable in case of future conflict.

3.  Child support can have some issues as well.  Is is really necessary?  Should you use the guidelines or try something else?  Will the Judge approve something else?  How to you calculate it?  You also have to use correct and specific language in creating the order.

4.  What do we need to divide?  What is separate property (which the Court can't divide) and what's community?   Are there any tax consequences? Can all assets be divided?  If not, what do you do?

5.  How do you handle health insurance?  Can one spouse provide it for an ex-spouse?  If so, how?  How do you set up the health insurance for the kids?  Who pays what?

6.  Can we divide retirement accounts?  If so, how?

7.  What do we do with the house?  One party keeps the house -- how do you get the other spouse's name off the mortgage?  Can you refinance the house?  Do you want to sell it now?  If so, you need detailed plans for that.  What do you do with the proceeds?  What if you can't sell it?  What if your ex-spouse won't sell it?  There's a lot at stake with the house.

These are only some of the issues you may face in a Do-it-Yourself Divorce.  If you have children,  more than a little property or a marriage longer than a year or two, you definitely need a lawyer to help make sure you don't make a mess of your financial and family futures.

Watch Out for the Side Effects!

I just read about a new App for a smartphone this morning.  This App was developed in California to help people figure out how to divide up their property as they go through a divorce.  It's really intended to replace an attorney's role in the process.

As admirable as that may seem, there is a great potential for creating major problems in some cases.

Full disclosure:  I am a divorce attorney and I am paid to help people undo their marriages.  But, the people who are wanting to do their own divorces don't want to hire me or any other attorney, so their decision has no real effect on me.  I'm not losing any business because they wouldn't have hired me anyway.  I do think people in short-term marriages, with no kids and little or no property, can probably do their own divorces, if they are so inclined.

This post is not to save business for me.   I am writing this so that people with children or some significant assets or debts can make better decisions on the best course of action for themselves.

Here are some possible side effects for an untrained person using some tools and trying to work out their own divorce.

1.  Tax consequences.  No one likes surprises from the IRS.  Unfortunately, tax issues are lurking everywhere in divorces.  Paying the other spouse some money may be alimony or it could be property division.  There can be taxes owed if it's not done right.  Different retirement assets have different tax consequences which can also affect the net value of those assets.  Real estate sales may trigger capital gains taxes, now or in the future, and that may affect the net value of the land. The parties need to consider their tax basis in various investments when they are doing a property division.  Tax consequences probably won't be much of an issue if someone doesn't have any of these assets.

2.  Enforceability.  In divorces, it's not uncommon for disputes to break out post-divorce about whether agreements are being followed.  The terms of the divorce decree must be clearly spelled out with proper language in order for them to be enforced.  In many cases, there needs to be some collateral or something available as a back-up. Again, if there are no significant assets, this is probably not an issue, although people will fight over anything, as you probably already know.

3.  Extra paperwork.  Many people assume a judge will simply divide everything in half.  That's one way to divide things, but it rarely happens in court.  People can decide to agree on their own to do that, but it may cause a lot of extra paperwork to complete the divisions.  There are often simpler ways to do the property division, which can be handled by an experienced attorney, but which a private party may know nothing about.  Extra paperwork means more opportunities to mess things up.

4.  Remaining connected.  As badly as one or both parties may want to be divorced and separate and independent individuals, they may end up connected for a long time due to property or debt issues that are joint.  An experienced attorney may be able to help them come up with ways to be apart.  Doing things on their own, the parties may end up still connected.

5.  Incompleteness.  Maybe the most common problem for people doing their own divorces is the failure to take all the necessary steps.  Forms may be incomplete.  Language in the decree may be incomplete.  And sometimes there are some obvious  problems that are overlooked.  Once again, with no kids and with little or no property, there may not be a problem.  Otherwise, count on problems.

These are not all the problems that can occur when people decide to do their divorce without an attorney.  In very simple cases that may be fine.  In all others, it is risky.  In addition, it is common for one party to take advantage of their spouse when the party has greater knowledge, experience and control.  Divorce is such an important event, it shouldn't be done without a lot of thought and help.

Footnote:  Each state has different divorce laws which can affect the outcome of the case.  Using California, New York or even Oklahoma law for a Texas divorce is virtually guaranteed to be a disaster.

I Want to Know What My Legal Rights Are

One of the most common requests I get is to tell a potential client what his/her rights are. Unfortunately, I think that focuses attention in the wrong direction.

Instead of trying to find out black and white, clear rules that say "this is all you can get" or "this is what everyone gets", why not focus on what you would like to have? We shouldn't be limiting the outcome to some preconceived standard rules or guidelines. Why not try for more or something different, if that's what you want?

When someone asks what his or her rights are, I usually make two preliminary points:

1. First, there's no checklist of rights. To find out your rights, we need to start by defining the subject somewhat. What kind of rights are you wanting to know about?

• Child support
• Alimony
• Property division
• Allocation of debts
• What happens to retirement benefits
• What about the house I had before marriage
• Grandparent rights
• Changing the name of a child
• Being able or not able to move out of state with the child; and many other rights issues ...

2. The second consideration is that rights aren't clearly defined in Texas. There aren't a lot of absolute rules. A lot of those topics or issues don't have specific "rights" in Texas. There are possibilities, but some facts are needed to provide a context because there are almost always alternate ways to accomplish what you want. For example:

• Property division isn't always 50-50.
• Joint custody doesn't necessarily mean equal time sharing.
• There are some limits on alimony in Texas, but there are many ways to work around them.
• Child support is pretty clearly defined, but sometimes there are some variations.
• Guideline visitation (possession schedules) is pretty standard, but it can be adjusted.

Because of those factors, a better question to ask is: What do you want? It's better to focus on what people want rather than limit their vision to what the law may allow. Of course, there's no guarantee that they will ever get what they want, but it's certain that people won't get what they want if they don't ask for it.

For example, if a wife wants some funds to pay for a career training program or to finish college, she should come up with a way to pay for that out of the assets and possibilities that the parties possess. Her husband might support that effort, possibly because it could provide a better home in the long term for the children, or maybe he feels guilty, or maybe for some other reason. No matter the reason, the wife might end up with funds for training, even thought there's no "right" to such funds.

Another example that sometimes occurs is when a parent wants a different possession schedule for the children. In Texas, there is a basic standard possession schedule that most people consider to be their "rights". If a dad wanted to switch nights every week because of work or other commitments, the parents can easily change the schedule, if both parties agree. But that won't happen unless at least one parent will ask for something other than the standard rights.

So, what can you do? Sometimes, it's a good idea to follow the example of children. If you have been around kids for even a short time, you will recognize their negotiating style.

• First and foremost, they ask for what they want, whether it's food, going somewhere or buying something when they're in a store.
• Second, they are persistent. They keep pounding away and it becomes easier to give in than to fight it.
• Third, as they mature, kids learn more sophisticated arguments and find things that appeal to the adults.

Those techniques are not copyrighted. Even adults can use them. Many people going through a divorce would benefit greatly by focusing on what they want rather than finding out their "rights" and then ignoring what would really help them. It's better to aim high.